Launch your business faster and smarter

We help startups get ahead by setting them up with the finance tools they need, without the headache. We're on the journey ourselves and our network is yours for the taking if you need it too.

Supporting some of NZ's most exciting startups
Open Star logo

As a startup founder, you're juggling a million things.

From developing your product to building your team and securing funding, every minute counts. The last thing you need is to get bogged down in the complexities and frustrations of traditional banking. We understand the unique challenges faced by startups, and we've created a banking platform that's designed to empower you, not hold you back.

Get up & running in minutes, not months.

Ditch the paperwork and branch visits. With Emerge, you can open a business bank account in 7 minutes, right from your phone. No more waiting weeks for approvals or dealing with hidden fees.

7 min account open

Forget about lengthy paperwork and endless appointments. With Emerge, you can open a business account in just 7 minutes, right from your phone.

Opening an account
Instant virtual cards

Issue virtual cards for online & contactless purchases as soon as your account is open. No need to wait for physical cards to arrive, they're ready to go in minutes.

Debit cards
Zero fee. Zero fuss

No monthly fees, no minimum balances, no foreign transaction fees. We keep it simple, so you can keep more of your hard-earned cash. Check out our transparent pricing.

Pricing
Building nuclear fusion tech isn’t cheap. We needed our engineers to have access to capital so that they could go out and procure what they needed to get their jobs done. The banks made us jump through hoop after hoop to reach a solution. Emerge solved it for us in minutes and have been incredible partners ever since.
COO, Openstar Technologies

Focusing on what matters

Building a successful startup is challenging enough. Let Emerge take the stress out of managing your finances.

Local support for local problems

Our dedicated Kiwi team understands the unique challenges faced by startups and is here to help you every step of the way. Contact our team for personalised assistance.

Contact us
Track expenses effortlessly

Our intuitive expense management system makes it easy to capture receipts, categorise expenses, and stay on top of your spending.

Expense management
Pay and get paid faster

Enjoy fast, secure payments and effortless invoicing to keep your cash flow moving.

Payments
Automate your accounting

Seamlessly integrate your Emerge account with Xero to automate reconciliation and gain valuable insights into your financial health.

Bookkeeping and reporting
We’re here to help you win!

Emerge is more than just a bank account; it's your partner in growth. We're committed to empowering startups and helping you achieve your full potential.

Connecting you to a community

Network with fellow founders, share insights, and get inspired through our vibrant online community and events.

Partners with perks

Access exclusive discounts and offers from our partners to help your startup thrive. Explore our partner marketplace.

Innovation & tech-driven

We're constantly developing new features and tools to make your financial life easier. Our roadmap is stacked with exciting things to help you go faster.

Frequently asked questions

Why is Emerge a good fit for startups?
Can I issue cards to my team members?
Can Emerge handle my need as we grow?
How does Emerge help startups save money?
How does Emerge help startups get funded?
How do I get started with Emerge?