We help startups get ahead by setting them up with the finance tools they need, without the headache. We're on the journey ourselves and our network is yours for the taking if you need it too.
From developing your product to building your team and securing funding, every minute counts. The last thing you need is to get bogged down in the complexities and frustrations of traditional banking. We understand the unique challenges faced by startups, and we've created a banking platform that's designed to empower you, not hold you back.
Ditch the paperwork and branch visits. With Emerge, you can open a business bank account in 7 minutes, right from your phone. No more waiting weeks for approvals or dealing with hidden fees.
Forget about lengthy paperwork and endless appointments. With Emerge, you can open a business account in just 7 minutes, right from your phone.
Opening an accountIssue virtual cards for online & contactless purchases as soon as your account is open. No need to wait for physical cards to arrive, they're ready to go in minutes.
Debit cardsNo monthly fees, no minimum balances, no foreign transaction fees. We keep it simple, so you can keep more of your hard-earned cash. Check out our transparent pricing.
PricingBuilding a successful startup is challenging enough. Let Emerge take the stress out of managing your finances.
Our dedicated Kiwi team understands the unique challenges faced by startups and is here to help you every step of the way. Contact our team for personalised assistance.
Contact usOur intuitive expense management system makes it easy to capture receipts, categorise expenses, and stay on top of your spending.
Expense managementEnjoy fast, secure payments and effortless invoicing to keep your cash flow moving.
PaymentsSeamlessly integrate your Emerge account with Xero to automate reconciliation and gain valuable insights into your financial health.
Bookkeeping and reportingEmerge is more than just a bank account; it's your partner in growth. We're committed to empowering startups and helping you achieve your full potential.
Network with fellow founders, share insights, and get inspired through our vibrant online community and events.
Access exclusive discounts and offers from our partners to help your startup thrive. Explore our partner marketplace.
We're constantly developing new features and tools to make your financial life easier. Our roadmap is stacked with exciting things to help you go faster.
Emerge is designed with startups in mind. We offer fast account opening, no monthly fees, easy expense management tools, and integrations with popular accounting software like Xero. Plus, our Kiwi-based support team understands the unique challenges faced by startups and is here to help you succeed.
Yes! Emerge allows you to instantly issue virtual or physical cards to your team, with customisable spending limits and real-time notifications. This gives your team the flexibility to make purchases while you maintain control over spending.
Absolutely! Emerge is designed to scale with your business. You can add unlimited accounts and cards at no extra cost, and our platform can handle a growing volume of transactions.
Emerge is completely free to use, with no monthly fees, minimum balance requirements, or foreign transaction fees. This can save startups a significant amount of money compared to traditional banks.
While Emerge doesn't offer loans, credit or investment directly, our streamlined financial management tools can help you present a clearer picture of your financial health to potential investors. We are well connected in the startup space (being one ourselves) and can absolutely make connections for you. Additionally, our partner network includes resources and support for startups seeking funding.
Getting started is easy! Simply download the Emerge app, complete the online application, and verify your identity. The whole process takes about 10 minutes. If you have any questions, our friendly Kiwi support team is always here to help.