Zero fees. Zero fuss. Zero surprises.

We can’t say it much clearer, you won’t pay a thing for Emerge. While others will charge you per employee, per account, per feature - we don’t.

Our pricing? It's free

We're not your average bank, and we definitely don't play by their rules. At Emerge, we believe in giving you the tools you need to run your business, without charging you an arm and a leg for it. We will likely add paid features in the future and for total transparency there is a $10 fee per physical card - that's it.

Compare our features
Emerge
Traditional Banks
Expense Management Tools
> Opening an account
5-10 minutes
Weeks (if not months)
Weeks
> Cost to use
Free ($10 once per physical card)
Too hard to understand
$40 per employee at least
> Customer service
Within minutes
Within days
Within hours
Your account
Bank account
Physical cards
Instant virtual cards
Some
Unlimited free accounts
Payments
Single-click batch payments
Scheduled payments
QR payment acceptance
Custom payment rules
Expense management
In-app receipt capture
Card controls
Real-time notifcations
Team cards
Bookkeeping & reporting
Custom reporting dashboard
Spending insights & intelligence
Enriched transaction data
GL coding
Some
Automatic categorisation
Some
Security
No CVC on card
Magstripe free cards
Some
Some
Disposable virtual cards
Some
3DS payment approval
Some
Some
Bank-level assurance of funds

Frequently asked questions

How much does Emerge cost?
Are there any hidden fees or charges?
Is my money safe with Emerge?
How does Emerge make money if it's free?
Will Emerge always be free?

Open your free account
in 7 minutes

We’re not kidding and we know you’ll love it. So, what’s stopping you?

Open an Emerge account