Get your business account up and running in minutes, not weeks. Emerge is designed for Kiwi businesses who want simple, hassle-free banking services that care.
Say goodbye to the endless forms, queues, and frustrating wait times of traditional banks. With Emerge, you can open your business account entirely online in minutes.
Emerge makes it easy for businesses with multiple directors to get on board.
A registered director initiates the account opening process.
The initial director can easily invite other directors to join the account within the app.
Each director completes a simple identity verification process with their device.
It’s the simplest way to open a business account in NZ:
Full access to all account features, including adding/removing users, managing cards, and viewing financial reports.
Can only view and use their assigned cards and see their transaction history.
Access the web tool for reporting and support purposes, but cannot make changes to the account or initiate payments.
Currently, Emerge is designed for New Zealand-registered limited liability companies (LLCs). But we're working on expanding our offering to other business structures soon. If you're not sure you qualify, get in touch and we can work it out.
Let's talkCurrently, Emerge is available for limited liability companies (LLCs) registered in New Zealand. To get started, you must be a registered director of the company with a New Zealand Business Number (NZBN).
Emerge allows multiple directors to easily join the account. One director initiates the process, and then other directors can be invited to join and complete their verification within the app.
Yes, you can open multiple accounts within Emerge to better organise your finances, for free. For example, you could have separate accounts for different projects, client accounts, tax, savings, etc.
Yes! Emerge can be used as your primary business account. While we're waiting on open banking regulation, our team will be happy to help you switch.
Yes, you can invite team members to your Emerge account and assign them different access levels. They can be given their own cards with custom spending limits and access to view their transaction history.