Take control of your business expenses

Tired of chasing receipts and drowning in spreadsheets? Emerge simplifies expense tracking, empowers your team, and gives you complete control.

No more expense report headaches

It's 100% free. No monthly fees, no hidden costs – just a smarter way to manage your money.

  • No more lost receipts: Snap a photo and attach it to the transaction in-app.
  • No more spreadsheets: Emerge tracks your spending automatically in our web portal.
  • No more surprises: Set spending limits and rules to keep everyone on track.
Set limits and capture receipts with ease
Make business purchases safely

Empower your team with their own Emerge cards. Issue virtual cards instantly for online purchases or order physical cards for those times you need plastic. Set individual spending limits for each employee, so you can rest easy knowing your budget is under control.

Simplified receipt capture

Simply snap a photo of your receipt right in the app and it's automatically matched to the transaction. No more chasing down missing paperwork or deciphering faded ink – it's all there, organised, and easy to find.

We needed an expense management platform that gave our team access to company funds in their day-to-day. We looked at local and international solutions and are so glad we settled with Emerge. Our team love it and everything we have requested from Emerge has been built into the app within weeks of asking for it.
General Manager, ADT Security
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Spend tracking and management made easy

Keep track of every detail in real-time. Then easily sync transactions to your accounting software.

  • Centralised insights from our web tool
    See all your transactions in one place, filter by date, category, or team member, and easily export the data for your records in our web tool.
  • Know exactly where your money's going
    With real-time transaction notifications, you'll always know who spent what, where, and when.
  • Easy reconciliation
    Emerge seamlessly integrates with Xero, automatically syncing your transactions and making reconciliation a breeze.
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Unlimited accounts to better organise your finances

Split your finances into as many accounts as you need. Create separate accounts for different departments, projects, or purposes (like taxes or savings). It's a simple way to keep your business finances organised and easy to track.

Real-time oversight, total peace of mind

Whether you're a solopreneur or managing a team, Emerge gives you the tools to stay on top of your spending. See every transaction in real-time, set individual spending limits, and get notified of any suspicious activity. You're always in control.

Manage expenses
without the expense

We believe that business banking should be simple, not expensive. That's why Emerge is 100% free. No monthly fees, no hidden costs – just a smarter way to manage your money.

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Frequently asked questions

How does Emerge's expense management system work?
What if an employee loses their card?
Can I integrate Emerge with my accounting software?
Can I set different spending limits for different employees?
How secure is my expense data?
Is there a limit on the number of cards I can issue?