Team expense control, without the chaos.

Issue cards with confidence. Track spending in real time. Automate reconciliation like a pro.

Empower your team,
stay in control.

Give everyone the tools to move fast, without losing visibility or oversight.

  • Flexible card settings

    Set spend limits by day, week, or month. Control where each card works.
  • Real-time visibility

    Track spend as it happens across every team member and card.
  • Instant changes

    Lock, unlock, or update card settings in seconds from your app.
Learn more

Cut your month-end workload in half.

Save hours every week with tools that make reconciliation fast, clean, and automatic.

  • Mobile receipt uploads

    Cardholders snap receipts at the point of purchase; no lost receipts.
  • In-app GL coding

    Tag transactions to the right chart of accounts instantly.
  • Export-ready reports

    Everything clean and prepped for Xero or your accountant.

Syncs with Xero,
built for speed.

Your accounting flow, finally made simple.

  • Fast expense syncing

    Transactions sync every 8 hours to Xero. No delays, no missing data.
  • Batch payments

    Pay multiple Xero bills in just a few clicks from the Emerge web tool.
  • Smart categorisation

    Auto-categorise spend based on merchant, card, or account.
Find out more

Built for both sides of the transaction.

For your team

Simple to use. Fully mobile. Designed for clarity.

For finance and ops

Clean data, live visibility, and no more manual follow-ups.

“We needed an expense management platform that gave our team access to company funds in their day-to-day. We looked at local and international solutions and are so glad we settled with Emerge. Our team love it and everything we have requested from Emerge has been built into the app within weeks of asking for it.”

Alison Kingdon, General Manager, ADT Security

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Expense management, without the mess.

Ditch the spreadsheets. Get clarity and control in one tool.

Scan to download the app

Frequently asked questions

How does Emerge expense management work?
What if I or an employee lose a card?
Does Emerge work with my acconuting software?
Can I set custom spend limits for each employee?
How secure is my expense data?
Is there a limit on the cards I can create?