Team expense control, without the chaos.

Issue cards with confidence. Track spending in real time. Automate reconciliation like a pro.

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Empower your team,
stay in control.

Give everyone the tools to move fast, without losing visibility or oversight.

Flexible card settings 
Set spend limits by day, week, or month. Control where each card works.
Real-time visibility 
Track spend as it happens across every team member and card.
Instant changes 
Lock, unlock, or update card settings in seconds from your app.

Learn more

Cut your month-end workload in half.

Save hours every week with tools that make reconciliation fast, clean, and automatic.

Mobile receipt uploads 
Cardholders snap receipts at the point of purchase; no lost receipts.
In-app GL coding 
Tag transactions to the right chart of accounts instantly.
Export-ready reports 
Everything clean and prepped for Xero or your accountant.

Syncs with Xero,
built for speed.

Your accounting flow, finally made simple.

Fast expense syncing 
Transactions sync every 8 hours to Xero. No delays, no missing data.
Batch payments 
Pay multiple Xero bills in just a few clicks from the Emerge web tool.
Smart categorisation 
Auto-categorise spend based on merchant, card, or account.

Find out more

Built for both sides of the transaction.

For your team

Simple to use. Fully mobile. Designed for clarity.

For finance and ops

Clean data, live visibility, and no more manual follow-ups.

“We needed an expense management platform that gave our team access to company funds in their day-to-day. We looked at local and international solutions and are so glad we settled with Emerge. Our team love it and everything we have requested from Emerge has been built into the app within weeks of asking for it.”

Alison Kingdon, General Manager, ADT Security

Whether you’re a startup, growing team or planning global domination, Emerge works to make your business finances more efficient at every stage of your journey.

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Team expense control, without the chaos.

Empower your team, stay in control.

Cut your month-end workload in half.

Syncs with Xero, built for speed.

Built for both sides of the transaction.

For your team

For finance and ops

Expense management, without the mess.

Frequently asked questions

Empower your team,
stay in control.

Syncs with Xero,
built for speed.