A better business account. Made for you.

Open your digital-first business current account in 7 minutes. No fees, no paperwork, no hassle.

Championing businesses big, small and anywhere in between
Open Star logo

Cards for you and your team

Empower your team with their own debit cards, set spending limits, and track expenses in real-time.

  • Physical and virtual cards
  • Apple and Google Pay
  • Spend limits and card controls
  • Real-time notifications
  • In-app receipt capture
  • Coming soon - merchant and subscription controls
Debit cards

Pay and get paid

Streamline your payments and get paid faster with Emerge.

  • Batch payments
  • Xero integrations
  • Scheduled payments
  • Secure online shopping with 3DS
  • Terminal options for merchants
  • EmergePay QR Payments
  • Coming soon - multi-sign payment approvals
Payments

Manage expenses. Effortlessly

Say goodbye to lost receipts and manual expense reports. Emerge makes expense tracking a breeze.

  • Transaction statements, filtering and exports
  • Receipt capture
  • Custom web tool for desktop
  • Automated transaction categorisation
  • In-app GL coding
  • Coming soon - support access role
  • Coming soon - automatic incoming payment split
Expense management

An account is just the beginning

Opening an Emerge business account can be done in-app, in minutes. Skip the lines, paper work and hassle. Best of all, it’s local and secure.

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From startup to scale up

Emerge is designed to grow with your business, offering flexible solutions for every age, stage and sector.

Startups

Launch your business faster with quick and easy account setup.

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Small businesses

Simplify your finances and focus on what matters most.

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Medium businesses

Scale your operations with powerful tools and insights.

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We needed an expense management platform that gave our team access to company funds in their day-to-day. We looked at local and international solutions and are so glad we settled with Emerge. Our team love it and everything we have requested from Emerge has been built into the app within weeks of asking for it.
General Manager, ADT Security
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Peace of mind

We’re committed to creating more than just a beautiful banking experience. Emerge is a robust, secure system for your peace of mind because you shouldn't have to choose between convenience and safety.

Security

Frequently asked questions

What is Emerge?
How is Emerge different from traditional banks?
Is my money safe with Emerge?
How do I open an Emerge account?
How long does it take to get approved?
Is Emerge a bank?
How much does Emerge cost?
What businesses can use Emerge?
What documents do I need to open an account?
Should I use Emerge for my business?

Open your free account
in 7 minutes

We’re not kidding and we know you’ll love it. So, what’s stopping you?

Open an Emerge account

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